Thursday, February 9, 2023


Introduction | Your Budget Will Help You Get What You Want

Establishing a budget is the act of deciding how much of your money you’re going to spend on one item, how much on another, and so on, before you’re actually in the position of spending the money. Sticking to a budget is the act of following through on those decisions.

Focus on the word realistic.

Before you begin deciding on the numbers in your budget, you’ll need to fully assess your current situation, take a hard look at where you can cut back your financial obligations (both large and small), restructure your debt (if necessary), and see whether you can add income. Only then are you ready to decide realistically where every penny will be spent.

A budget is a tool, and like all tools, the results you get from it will be determined by how you use it.

Setting Budgetary Goals
Used correctly, a budget doesn’t restrict you; it empowers you.

You’re going to establish a budget because you have financial goals that are not being met.

Budgeting will get you there, even if the odds seem impossible right now.

Even if you’re stuck in a job you don’t like, With a good budget, a little patience, and a whole lot of determination, you’ll eventually get there.

Chapter One

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